Convert currencies with the cost on screen
Exchange rates that match what you see, a fee that stands on its own, and a receipt that shows both — before you confirm.
Where the cost hides
When you send money abroad, you are doing two things: converting currency and moving it. Most services bundle them into a single rate that looks simple but includes an undisclosed margin. That margin is the difference between the rate they show you and the rate at which currencies actually trade — and it is where the real revenue sits, invisible on the receipt.
Because it is built into the exchange rate, you never see a separate charge. You only notice when you compare what you sent against what arrived, and the numbers do not match. The cost is there, but it is presented as part of the price of the transaction rather than as a service fee.
Seeing the margin requires knowing both the reference rate and the applied rate at the moment of conversion. Without that visibility, you cannot measure what you paid. That gap between awareness and reality is where businesses lose money, not because the fee is high, but because it is never shown.
A genuine fee, declared as a separate line item, makes the entire cost visible. The alternative — a single rate that looks flat — hides the revenue inside the price of the currency itself. Once you know the difference, the cost becomes clear.
See the cost before you convert, not after
Type an amount, pick the two currencies, and the fee and the rate appear on the same screen. Nothing about the cost arrives later.
Illustration with indicative rates. No margin is added on top of the rate you are shown: the cost is the fee above, and you see it before you confirm.
You pay the number you were shown
The rate you see is the rate you get
The exchange rate appears before you confirm, and that same rate is applied. Nothing is added on top of it afterwards.
0 — margin added on top of the rate.
The fee stands on its own line
If the conversion costs something, it is written as a fee, not folded into the rate. You see it, then you approve it.
38 — currencies you can convert between.
Your accountant finds both on the receipt
The rate used and the fee charged are written on the record, so reconciling does not turn into an investigation.
Ready to convert on your terms?
The rate you see is the rate applied, with the fee written next to it.
Questions about currency exchange
Why does the exchange rate matter?
The exchange rate determines how much of the target currency you receive. A small shift in the rate can have a noticeable impact on the final amount, especially when the difference between the market rate and the applied rate is not shown separately.
Is the rate locked when I book the transfer?
Yes, the rate you confirm is the rate applied to your transfer. We do not adjust it after the fact, so the amount shown on screen matches the amount that arrives.
Can I hold a currency and convert later?
Absolutely. You can receive and hold funds in the currency they were sent in, then convert when the rate suits your business. There is no obligation to convert on arrival.
Are there minimum or maximum amounts?
Any limit that applies to a conversion is shown on the same screen where you enter the amount, together with the fee, before you confirm. Nothing about the cost is decided after you have approved it.
Convert with the fee on its own line
Open a business account and read the rate and the fee before every conversion, across 38 currencies.