Pricing, with the margin left out
A fixed monthly cost and a published fee for every operation, with no margin folded into the exchange rate. What changes between the two plans is the price, not the product.
The age of the founder decides the plan, not the size of the invoice
Young Entrepreneurs
Companies whose founder is under 35
€6.99/month
- Account maintenance €6.99 per month
- Physical debit card free
- SEPA transfer out, first 10 each month free
- SEPA transfer out, from the 11th €1.00
- Card payment outside the EEA, first 10 free
- Card payment outside the EEA, from the 11th 2.2%
- ATM withdrawal (domestic) €1.50 + 0.10%
- ATM withdrawal (within the EEA) €2.00 + 0.35%
- ATM withdrawal (outside the EEA) €2.00 + 0.70%
- Chargeback, if the claim is not upheld €40.00
- Overdraft not available
Business
Every other company
€9.99/month
- Account maintenance €9.99 per month
- Physical debit card €2.00
- SEPA transfer out, first 10 each month free
- SEPA transfer out, from the 11th €1.00
- Card payment outside the EEA, first 10 free
- Card payment outside the EEA, from the 11th 2.2%
- ATM withdrawal (domestic) €1.50 + 0.10%
- ATM withdrawal (within the EEA) €1.80 + 0.35%
- ATM withdrawal (outside the EEA) €2.00 + 0.70%
- Chargeback, if the claim is not upheld €40.00
- Overdraft not available
Every amount above is in euro and is charged on the operation it names. Percentage fees apply to the amount of the transaction, and the total is shown before you confirm it. Conversion into another currency is charged at the rate displayed at the moment of the payment — see currency exchange. Once a year you receive a statement of fees: every charge applied to the account over the period, in one document. The two personal plans, Young and People, have their own fees and are listed on the People plans page.
Both plans carry the same product
The parts below are the product, not an upgrade. They are the same on the entry plan and on the other one.
- An IBAN in euro in your company’s name
- Payments and conversion across 38 currencies
- The rate and the fee shown before you confirm
- Physical and virtual company cards, with per-person limits
- iOS and Android app, with the transaction list and statements
- Expense categories, receipts and export
What the plan actually buys
The monthly cost, the cost of a physical card and the ATM fee inside the EEA. Everything else is priced the same on both: the same euro IBAN, the same 38 currencies, the same ten free SEPA transfers a month and the same fee on each one after that.
- The monthly cost of the account
- The cost of a physical card
- The ATM fee inside the EEA
Three questions we get every week
Are there hidden fees?
No. The costs are the fixed monthly plan cost and the operation fees shown in the table above, and each one is shown before you confirm the operation it applies to. Showing the price first is the reason the company exists: what we are for explains where that came from.
Is escrow priced separately?
Yes. Escrow is arranged per transaction and quoted per transaction, because the work depends on the terms.
Can we change plan?
In either direction, effective from the next billing month.
Get a quote on your own volumes
Send us a typical month of payments and transfers and we will price it line by line against the plan you are on.