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Security

How money is held and how access is protected

The mechanisms you can see and use: what happens at sign-in, what the system does on its own, and the controls that stay in your hands.

Funds held separately from Reibanq’s own money
Signing in

Getting in takes more than a password

The code is made on your device

It is checked locally before it travels, and nothing about it can be reused later.

A large transfer asks you twice

Before big money moves, or your details change, the same device has to confirm again.

The session shuts itself when you walk away

After a stretch without activity it ends, and getting back in needs the same verification.

Controls

Four switches you press yourself

One tap stops the card

Another tap starts it again. No call to make and nobody to wait for.

You set the ceiling per card

The limit is applied at every transaction, and you can move it whenever you want.

Online payments start out blocked

They stay off until you switch them on, and you can switch them off again after the purchase.

Every movement reaches your phone

The notification arrives as the transaction happens, with nothing to switch on first.

If something looks wrong

What to do and how to be reached

From the support section in the app, describe what has happened. A specialist will look into it and reach out through the secure chat. Every message stays inside the app, tied to the account.

Contact support

Open an account in a few minutes

A valid identity document and a few personal details are all that is needed. Verification is usually finished the same day.