Sign up
Choose your plan and fill in the details — you will know what is needed before you start.
People & Business
One account for every currency you work in
Pay and get paid in 38 currencies from one account in euro. Real exchange rates, the cost shown before you confirm, and cards that work wherever your work takes you.
Visa debit card
38 currencies
Two ways to use Reibanq
Pick the side you are on
The account
One account, every currency you work in
Receive, convert, spend and pay — all from the same place.
You pay and get paid in 38 currencies
One account in euro, and the conversion runs inside the payment at the rate you can see.
People pay you into an IBAN in your own name
One euro IBAN, and what arrives in another currency is converted at the rate you can see.
No margin on top of the rate
Your funds are safeguarded
Client funds are safeguarded in segregated accounts at EU credit institutions, separate from the company's own assets.
You open it without walking anywhere
It is open at three in the morning
Balances as they stand, the full history, and a statement you can download.
Currency exchange
Pay and get paid in the currencies you actually use
The account is in euro. Pay a supplier or invoice a customer in another currency, and the conversion runs at the rate you can see on the screen.
- An IBAN in euro in your own name
- 38 currencies you can convert between
- The conversion cost shown before you confirm
- Scheduled and batch payments from one screen
Our fee —
Exchange rate —
Cost, shown before you confirm 0.35%
Illustration with indicative rates. No margin is added on top of the rate you are shown: the cost is the fee above, and you see it before you confirm.
Payments
Send money out, near or far, from one screen
Pay across Europe and the rest of the world from the same screen.
You reach 180 jurisdictions
Send in the currency the invoice is written in, with the cost visible before you confirm.
The repeating ones leave on their own
Euro inside Europe moves like a domestic transfer
A SEPA transfer usually arrives the same or the next working day.
Track every transaction in real time
The cost, shown before you confirm
The fee and the exchange rate appear on the same screen where you make the decision.
A whole payroll clears with one approval
Cards
Cards for you and for your team
Physical and virtual cards you can issue, control and freeze from your account. For the people who hold them, and for the company that pays.
Pricing
Pricing you can read in one line
No fee to open an account. The conversion cost is shown before you confirm a payment, not discovered afterwards. Plans move with your volume, not with surprises.
Escrow
Escrow, for deals that need a neutral party
Released on deliveryEvery release is recorded
Funds are held until both sides have done what they agreed. Conditions are set at the start, and every release is recorded. Useful whenever a payment and a delivery do not happen at the same moment.
Conditions are set
Both sides agree what has to happen before the money moves.
Funds are held
The amount sits with a neutral party, out of reach of either side.
Release is recorded
When the conditions are met the funds are released, and the release is logged.
Trust
Regulated by design
Your money is not our money
Client funds are safeguarded at authorised institutions, separate from Reibanq’s own.
Every payment asks who you are
Strong customer authentication runs on each one, not only on the large ones.
Movements are watched as they happen
Transaction monitoring and sanctions screening, while the payment is running.
We know who opened the account
Due diligence is part of onboarding, not a form we send afterwards.
Nobody has more access than their job needs
Each person on the account gets the role you gave them, and nothing beyond it.
Every movement leaves a record
An audit trail on each one, kept in the account for the day somebody asks.
Support
Help when you need it
Open your account today
A personal application is usually reviewed within one to two working days. A company one depends on how complete the documents are. Either way you will know what is needed before you start.